Terms and Conditions

1. Introduction and Acceptance of Terms

These Terms and Conditions (the "Terms") constitute a legally binding agreement between you ("you," "your," or "User") and QUANTUM95 LLC, a limited liability company ("QUANTUM95," "we," "us," or "our"), governing your access to and use of AnyChat (the "Service" or the "Platform"), an artificial-intelligence chat aggregator made available through the website located at https://anychats.ai/ and any associated subdomains, applications, application programming interfaces, mobile clients, browser extensions, and related online services (collectively, the "Services"). By creating an account, accessing the website, submitting payment information, or otherwise using any portion of the Services, you acknowledge that you have read, understood, and agreed to be bound by these Terms, our Privacy Policy, our Cookie Policy, any plan-specific addenda, and any rules, guidelines, or supplemental terms posted within the Services from time to time, each of which is incorporated by reference herein.

If you do not agree to any provision of these Terms, you must not access or use the Services. Continued use after any modification of these Terms constitutes your acceptance of the modified Terms. We may amend or update these Terms at any time, in our sole discretion, by posting the revised version at https://anychats.ai and updating the "Last Updated" date above. Material changes will be communicated by reasonable means, which may include in-product notification, banner on the website, or email to the address associated with your account; the changes will become effective upon posting unless we specify a later effective date. You are responsible for reviewing the Terms periodically. Where applicable law requires affirmative consent to amendments, your continued use of the Services after the effective date of the amendments will constitute such consent.

You represent and warrant that (i) you have the legal capacity to enter into these Terms, (ii) you are at least eighteen (18) years of age, (iii) all information you provide to us is true, accurate, and complete, (iv) you will keep such information current, and (v) your use of the Services will comply with these Terms and all applicable laws, rules, and regulations of the jurisdictions in which you reside, are located, or otherwise access the Services. If you are entering into these Terms on behalf of a company, organization, or other legal entity, you represent and warrant that you have the authority to bind such entity to these Terms, and references to "you" or "User" shall include both you individually and such entity.

These Terms are presented to you as a clickwrap agreement and, in some access flows, as a sign-in-wrap agreement. You expressly acknowledge that affirmative acceptance — including clicking a button labeled "I Agree," "Sign Up," "Start Trial," "Subscribe," or any similar control, or providing payment information after notice that such payment is subject to these Terms — constitutes a legally binding electronic signature under the United States Electronic Signatures in Global and National Commerce Act (E-SIGN Act), the Uniform Electronic Transactions Act (UETA), and analogous legislation worldwide.

2. Class Action Waiver and Individual Dispute Resolution

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT AND YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION OR REPRESENTATIVE PROCEEDING. THIS SECTION IS INTENDED TO BE BROADLY ENFORCEABLE TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.

YOU AND QUANTUM95 LLC EACH AGREE THAT ANY DISPUTE, CLAIM, OR CONTROVERSY ARISING OUT OF OR RELATING TO THESE TERMS, THE SERVICES, ANYCHAT, ANY CONTENT, OR THE RELATIONSHIP BETWEEN YOU AND QUANTUM95 LLC (EACH A "DISPUTE") SHALL BE BROUGHT, LITIGATED, OR ARBITRATED SOLELY ON AN INDIVIDUAL BASIS. YOU AND QUANTUM95 LLC EXPRESSLY WAIVE ANY RIGHT TO BRING, JOIN, MAINTAIN, OR PARTICIPATE IN ANY CLASS ACTION, CLASS ARBITRATION, COLLECTIVE ACTION, MASS ACTION, CONSOLIDATED ACTION, PRIVATE ATTORNEY GENERAL ACTION, REPRESENTATIVE ACTION, OR ANY OTHER PROCEEDING IN WHICH ANY PARTY ACTS OR PROPOSES TO ACT IN A REPRESENTATIVE CAPACITY (EACH, A "CLASS PROCEEDING"). NO ARBITRATOR, JUDGE, OR OTHER ADJUDICATOR MAY CONSOLIDATE OR JOIN MORE THAN ONE PERSON'S OR ENTITY'S CLAIMS OR PRESIDE OVER ANY FORM OF CLASS PROCEEDING.

YOU AND QUANTUM95 LLC ACKNOWLEDGE AND AGREE THAT, BUT FOR THIS CLASS ACTION WAIVER, YOU WOULD HAVE THE RIGHT TO BRING A CLASS ACTION OR PARTICIPATE AS A CLASS MEMBER, AND BY ACCEPTING THESE TERMS YOU KNOWINGLY, VOLUNTARILY, AND INTENTIONALLY WAIVE THAT RIGHT. THIS CLASS ACTION WAIVER IS A MATERIAL PART OF THESE TERMS, AND WITHOUT IT QUANTUM95 LLC WOULD NOT AGREE TO PROVIDE YOU WITH ACCESS TO THE SERVICES ON THE TERMS SET FORTH HEREIN. THE PARTIES INTEND THAT THIS WAIVER BE INTERPRETED AS BROADLY AS POSSIBLE TO THE FULL EXTENT PERMITTED BY LAW. THE ENFORCEABILITY OF THIS PROVISION IS SUPPORTED BY CONTROLLING UNITED STATES SUPREME COURT PRECEDENT, INCLUDING AT&T MOBILITY LLC v. CONCEPCION, 563 U.S. 333 (2011), AND EPIC SYSTEMS CORP. v. LEWIS, 584 U.S. 497 (2018), AND BY THE FEDERAL ARBITRATION ACT, 9 U.S.C. § 1 ET SEQ.

IF ANY PORTION OF THIS CLASS ACTION WAIVER IS FOUND BY A COURT OF COMPETENT JURISDICTION TO BE UNENFORCEABLE OR INVALID UNDER APPLICABLE LAW WITH RESPECT TO ANY PARTICULAR CLAIM OR REMEDY, THE REMAINDER OF THIS SECTION SHALL REMAIN IN FULL FORCE AND EFFECT, AND THAT PARTICULAR CLAIM OR REMEDY SHALL PROCEED IN A COURT OF COMPETENT JURISDICTION SOLELY ON AN INDIVIDUAL, NON-CLASS BASIS. THIS CLASS ACTION WAIVER SHALL NOT BE SUBJECT TO SEVERANCE FROM ANY ARBITRATION PROVISION IN A MANNER THAT WOULD PERMIT CLASS ARBITRATION; IF A COURT DETERMINES THAT CLASS ARBITRATION IS THE ONLY WAY THE WAIVER COULD OPERATE, THEN THE CLAIMS SHALL BE LITIGATED IN COURT ON AN INDIVIDUAL, NON-CLASS BASIS RATHER THAN BE ARBITRATED ON A CLASS BASIS. NOTHING IN THIS SECTION SHALL BE CONSTRUED TO PROHIBIT EITHER PARTY FROM SEEKING PUBLIC INJUNCTIVE RELIEF OR ANY OTHER RELIEF THAT MAY NOT LAWFULLY BE WAIVED.

3. Description of Services

AnyChat is an artificial-intelligence chat aggregator and software-as-a-service platform that provides Users with a single, unified conversational interface to access multiple third-party large language models ("LLMs") and generative-AI systems, including, without limitation, models in the OpenAI GPT family, the Anthropic Claude family, the Google Gemini family, the xAI Grok family, and the DeepSeek family (collectively, "Underlying Models"). The composition of available Underlying Models, including the specific versions, naming conventions, default selections, and routing logic, is determined by QUANTUM95 LLC in its sole discretion and may be added to, modified, retired, or restricted at any time without notice to reflect the availability, terms, performance, safety, cost, or licensing of those Underlying Models, the requirements of our upstream providers, or applicable law. AnyChat is not affiliated with, endorsed by, or sponsored by the developers or providers of the Underlying Models, and any trade names, trademarks, and service marks used to identify Underlying Models are the property of their respective owners.

The Services include, among other features that we may make available from time to time: (a) Chat Interface — a text-based conversational interface allowing Users to send prompts (textual queries, instructions, files, images, and other inputs) and receive AI-generated responses; (b) Multi-Model Selection — the ability to choose among or switch between Underlying Models on a per-conversation, per-message, or automated-routing basis; (c) Share Chats — the ability to publish a shareable link to a chat session for viewing by third parties through anychats.ai; (d) Projects — organizational tools that let you structure and manage your interactions within the platform; (e) Chat Organization — features for renaming, archiving, pinning, tagging, and folder-grouping of conversations; (f) Chat Search — full-text and semantic search within a User's chat history; (g) Web Search — integration with web search tools to supplement AI responses with current online information; (h) Deep Research — a multi-step orchestrated research workflow that may execute repeated searches, page retrievals, and intermediate reasoning steps; (i) Image Generation — AI-powered tools for creating images from text prompts using third-party image-generation models; and (j) Group Chats — multi-participant conversations between two or more Users and one or more AI models. We may release additional features, enable beta features for a subset of Users, or discontinue any feature at any time. Beta or experimental features are clearly designated and are provided on an as-is basis without any service-level commitment.

You acknowledge and agree that AnyChat is a front-end aggregation layer that acts as an intermediary between you and the providers of the Underlying Models. Your prompts and certain conversation context are transmitted to the relevant Underlying Model provider's application programming interface for processing, subject to that provider's own technical and policy controls. While QUANTUM95 LLC implements commercially reasonable measures to align upstream policies with these Terms and our Privacy Policy, you acknowledge that the operation, availability, accuracy, latency, content-moderation behavior, and feature set of any Underlying Model is ultimately determined by the third-party provider of that model, and is not within QUANTUM95 LLC's exclusive control. In accordance with the European Union's Artificial Intelligence Act, Regulation (EU) 2024/1689, Article 50, and in line with global transparency best practice, you are hereby informed that you are interacting with an artificial intelligence system, not a human being, and that the outputs you receive are produced algorithmically.

4. Additional Packages / Premium Tiers

QUANTUM95 LLC offers AnyChat under multiple subscription tiers, which may be modified from time to time. As of the Last Updated date above, the principal tiers are described in Section 13 (Subscription and Payment Terms). From time to time, we may offer Additional Packages that supplement a base subscription, including (without limitation) (i) additional Deep Research credits, (ii) additional Image Generation credits, (iii) larger file-upload allowances, (iv) extended chat-history retention windows, (v) priority routing to certain Underlying Models, (vi) team or enterprise add-ons providing multi-seat administration, single sign-on, audit logs, and centralized billing, and (vii) one-time top-ups.

The price, scope, duration, and consumption rules of any Additional Package will be presented to you at the point of purchase. All Additional Packages are governed by these Terms in addition to any package-specific terms presented at the time of purchase, and any conflict shall be resolved in favor of the package-specific terms with respect to that package only. Additional Packages, including top-ups and credits, are non-refundable and non-transferable except where required by applicable law, do not roll over to a new billing period unless we expressly state otherwise, and may expire on the dates stated in the package description.

5. Service Limitations

The Services are subject to fair-use limits, technical limits, and tier-based caps that we determine in our sole discretion and that we may modify at any time. These limits may include, without limitation: (i) per-day or per-hour caps on the number of messages, prompts, tokens, or requests; (ii) caps on the size, length, or number of files, images, or attachments per upload, per conversation, or per account; (iii) caps on the number of concurrent sessions, devices, or open conversations; (iv) caps on the number of Web Search queries, Deep Research runs, Image Generation outputs, or Group Chat participants per period; (v) rate-limits applied per Underlying Model, particularly for the most computationally expensive frontier models; (vi) trial-specific limits which are significantly more restrictive than paid-tier limits and which may include reduced model availability, watermarking of outputs, slower routing, smaller context windows, and disabled premium features; and (vii) limits applied to deter abuse, fraud, automated scraping, or excessive consumption inconsistent with normal individual use.

We may, in our sole discretion, throttle, queue, defer, suspend, or terminate any session, request, or account that exceeds these limits, that appears to exceed them in aggregate when measured across accounts, devices, or payment methods, or that we reasonably believe is being used in a manner inconsistent with these Terms. Limits applicable to your tier will generally be described in our product documentation or in the in-product pricing pages, but the descriptions are for convenience and do not create contractual entitlements to specific numeric caps; the operational caps in effect at any given time are controlling. Excess usage may, at our discretion, be (i) blocked, (ii) charged at an overage rate disclosed in advance, or (iii) cause the relevant feature to be temporarily disabled until the next reset.

6. Use of AI Technologies

The Services rely upon machine-learning systems, large language models, and other forms of artificial intelligence. AI-generated outputs are produced by probabilistic statistical processes that predict likely sequences of tokens given the input and the model's training; they are not the product of human reasoning, factual verification, professional judgment, or first-hand knowledge. Outputs may be incorrect, incomplete, outdated, biased, misleading, inappropriate, offensive, defamatory, plagiarized, or otherwise objectionable. In the literature this phenomenon is commonly referred to as "hallucination." AI outputs may also include content that, although superficially confident in tone, is unsupported by any underlying source. You should not rely on AI outputs as a sole source of truth, as a substitute for professional advice, or as a basis for any decision that has legal, medical, financial, safety, security, or similarly significant consequences.

You acknowledge and agree that (a) the Services do not generally involve human review of individual outputs before they are returned to you, although QUANTUM95 LLC may perform sampling, automated content-safety scanning, or review prompts and outputs flagged by safety systems for trust, safety, abuse-prevention, and quality-assurance purposes; (b) outputs may vary between requests even when given the same input, due to the inherent stochasticity of the Underlying Models; (c) outputs may reflect biases present in training data; (d) outputs may reflect cutoff dates beyond which a given Underlying Model has no knowledge; (e) Web Search and Deep Research features rely upon third-party search providers and the public internet, the contents of which are not validated by us; (f) AI-generated images, audio, video, or text may not depict real persons, places, events, or facts, and may inadvertently resemble real persons or copyrighted works; and (g) any reliance you place on an output is at your sole risk.

You are solely responsible for evaluating the suitability, accuracy, and appropriateness of any output before using it for any purpose, particularly any external publication, decision-making, automation, safety-critical use, or use in a regulated context. Where AI Output is provided to third parties, you are responsible for any disclosure obligations under applicable law (including, where applicable, EU AI Act Article 50 obligations to label AI-generated content) and for ensuring that the output complies with all applicable laws, regulations, contracts, and rights of third parties.

7. Notice to Parents and Legal Guardians

The Services are not directed to, and are not intended for use by, children under the age of eighteen (18). We do not knowingly collect personal information from individuals known to be under eighteen and do not knowingly provide the Services to such individuals. If you are a parent or legal guardian and you become aware that a child under eighteen has registered for, accessed, or used the Services, please immediately contact us at support@anychats.ai so that we may suspend the account and delete associated personal information in accordance with applicable law.

Parents and legal guardians should supervise the online activities of minors in their care and consider the use of parental-control tools to prevent unauthorized access to services not intended for minors. AI outputs may include material inappropriate for minors notwithstanding our safety measures, and we expressly disclaim any obligation to make the Services suitable for minors.

8. Minimum Age

You must be at least eighteen (18) years of age to register for or use the Services. By accepting these Terms, you represent and warrant that you are at least eighteen years old. We reserve the right at any time to request reasonable verification of your age, including government-issued identification or third-party identity-verification services, and to suspend or terminate any account where we have a reasonable, good-faith belief that the User is under eighteen.

9. Accounts and Login Credentials

To use most features of the Services, you must register for an account. You agree to provide accurate, current, and complete information during registration and to keep that information accurate, current, and complete. You may not register for an account using a name that is not your own, that infringes the rights of a third party, or that we reasonably consider offensive or otherwise inappropriate. You are solely responsible for safeguarding your username, password, authentication tokens, single sign-on credentials, two-factor authentication seeds, and any other login credentials (collectively, "Credentials"), and for all activities that occur under your account, whether or not you authorized them.

You agree to (i) keep your Credentials confidential, (ii) not share, lend, sell, lease, sublicense, or otherwise transfer your Credentials or your account to any third party, (iii) immediately notify us at support@anychats.ai of any actual or suspected unauthorized access or use of your account, and (iv) ensure that you log out of your account at the end of each session, particularly on shared or public devices. We will not be liable for any loss or damage arising from your failure to comply with this Section. You acknowledge that we may rely on the authenticity of any instruction or action taken with your Credentials.

10. License to Use

Subject to your continuing compliance with these Terms and timely payment of all applicable fees, QUANTUM95 LLC grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Services solely for your personal, internal, or business use as permitted by these Terms, for the term of your subscription. This license does not grant you any right, title, or interest in or to the Services, the underlying software, the Underlying Models, the AnyChat name, marks, branding, design elements, user interface, documentation, or any other intellectual property of QUANTUM95 LLC or our licensors. All rights not expressly granted to you are reserved.

You may not, and may not permit any third party to: (i) copy, modify, translate, adapt, create derivative works of, decompile, disassemble, reverse-engineer, or otherwise attempt to derive source code, model weights, prompts, system instructions, or proprietary algorithms from the Services; (ii) rent, lease, lend, sell, resell, distribute, host, sublicense, time-share, or otherwise commercially exploit the Services; (iii) use the Services to develop, train, fine-tune, evaluate, benchmark, or improve any competing AI model, chatbot, aggregator, or service, except to the extent such restriction is unenforceable under applicable law; (iv) circumvent or attempt to circumvent any usage limits, rate limits, access controls, or technical protection measures; (v) use any automated means (such as scrapers, bots, or extraction tools) to access the Services or extract data, except for permitted use of our published APIs in accordance with their documentation; (vi) access the Services through any interface other than that provided by QUANTUM95 LLC; (vii) use the Services to violate any law or third-party right; or (viii) remove, obscure, or alter any proprietary notices.

11. Output Content

Subject to your compliance with these Terms and applicable law, and to the extent that QUANTUM95 LLC and the relevant Underlying Model provider have any assignable rights in the content generated by an Underlying Model in response to your input ("Output"), QUANTUM95 LLC assigns to you all such rights, title, and interest as it may lawfully assign. You are responsible for the Output you generate and for any use you make of it.

You acknowledge that (i) due to the nature of machine learning, identical or substantially similar Output may be generated for other Users using similar prompts, and we make no representation or warranty that any Output is unique to you or original; (ii) Output is not subject to any guarantee of accuracy, completeness, originality, non-infringement, fitness for any particular purpose, or freedom from defects; (iii) in many jurisdictions, including under current United States Copyright Office guidance, purely AI-generated material may not be eligible for copyright protection absent sufficient human authorship; (iv) Output may incorporate or reflect content present in the training data of the relevant Underlying Model, which may itself be subject to third-party rights; and (v) you are solely responsible for ensuring that your use of any Output complies with applicable law, including intellectual-property, defamation, privacy, publicity-rights, securities, advertising, consumer-protection, sectoral, and AI-disclosure laws (including EU AI Act Article 50 and analogous provisions). To the maximum extent permitted by law, we disclaim any warranty regarding Output and any liability arising out of your use of Output.

You grant QUANTUM95 LLC a worldwide, non-exclusive, royalty-free, sublicensable license to host, store, transmit, display, and process your prompts, conversation context, files, and other inputs ("Inputs") and Output solely to the extent necessary to (a) provide, maintain, support, secure, and improve the Services; (b) develop new features and aggregated insights using de-identified data, in the manner described in our Privacy Policy; (c) enforce these Terms and protect QUANTUM95 LLC, Users, and third parties; and (d) comply with applicable law. We do not use identifiable Inputs or Output for the training of third-party foundation models. We do not sell your Inputs or Output.

12. Reserved Rights

QUANTUM95 LLC and its licensors reserve all rights, title, and interest in and to the Services, including without limitation all software, source code, object code, model integrations, prompts, system prompts, application programming interfaces, content-safety classifiers, routing logic, user-interface designs, graphics, logos, marks, look and feel, documentation, analytics, aggregated data, and all related intellectual property rights worldwide, including patents, copyrights, trademarks, trade secrets, moral rights, and database rights. No rights are granted by implication, estoppel, exhaustion, or otherwise. "AnyChat" and the AnyChat logo are trademarks of QUANTUM95 LLC. All other marks are the property of their respective owners.

13. Subscription and Payment Terms

Plans and Pricing. AnyChat is offered through paid subscriptions at the prices and on the cycles disclosed at the point of purchase. As of the Last Updated date, the principal plans are: (a) Trial: seven (7) days of access at a one-time price of US$1.00, which, for technical and payment-processing reasons, is charged as two separate split authorizations of US$0.50 each to the same payment method; (b) Monthly Plan: US$29.99 per 28-day billing cycle; (c) Power Plan: US$129.99 per 28-day billing cycle, offering higher caps and broader model access; and (d) Quarterly Plan: US$49.99 per 84-day billing cycle. All prices are exclusive of any applicable taxes, duties, levies, or fees, which will be added at checkout where required by law. Prices are in U.S. Dollars unless expressly stated otherwise.

Authorization to Charge. By providing a valid payment method and starting a subscription or Trial, you authorize QUANTUM95 LLC and our payment processors to charge that payment method (including any successor or replacement card the issuer provides) for (i) the initial charge (including, for the Trial, the two split authorizations of US$0.50 each that together comprise the US$1.00 Trial price); (ii) each recurring renewal fee at the then-current price for your plan and cycle, plus applicable taxes; and (iii) any Additional Packages, top-ups, overages, or fees that you authorize.

Automatic Renewal. YOUR SUBSCRIPTION WILL AUTOMATICALLY RENEW AT THE END OF EACH BILLING CYCLE FOR A SUCCESSIVE BILLING CYCLE OF THE SAME LENGTH AT THE THEN-CURRENT PRICE FOR YOUR PLAN, UNLESS YOU CANCEL BEFORE THE END OF THE THEN-CURRENT CYCLE. The Trial automatically converts at its expiration into the paid plan you selected (or, if none was selected, the Monthly Plan), and you will be charged the corresponding recurring fee unless you cancel before the Trial ends. We disclose these material terms clearly and conspicuously at the point of enrollment, in compliance with the Restore Online Shoppers' Confidence Act, 15 U.S.C. §§ 8401–8405 ("ROSCA"), the California Automatic Renewal Law (Cal. Bus. & Prof. Code § 17600 et seq.), the New York General Business Law and Automatic Renewal Law provisions, and analogous state and foreign laws. The first recurring charge after a Trial may occur shortly before the Trial period nominally ends to ensure continuity of service; you authorize that charge as part of your Trial enrollment.

Price Changes. We may change subscription prices, billing cycles, fees, and features prospectively. We will provide reasonable advance notice of any material price increase by email and/or in-product notice, and the new price will not apply to your current billing cycle. You may decline a price change by canceling before the new price takes effect; continued use of the Services after a notified price change becomes effective constitutes your acceptance of the new price.

Payment Processing. Payments are processed by third-party payment processors (such as Stripe, PayPal, or others identified at checkout). Your interaction with payment processors is subject to their terms and privacy policies. We do not store full payment card numbers on our own systems. Failed payments may result in suspension of access until the failure is cured; we may retry charges on the original payment method or, where the card network allows, on an updated card token.

Purchases. All purchases are final, and except as expressly stated otherwise herein or as required by applicable law, QUANTUM95 LLC is under no obligation to provide refunds or credits for any reason, including dissatisfaction with the Services, unused Services, accidental purchases, or failure to cancel prior to renewal. Promotional offers, discounts, or introductory pricing are subject to additional terms and conditions and are valid only for the stated duration. After the promotional period expires, standard subscription rates will apply unless the subscription is canceled prior to renewal.

Taxes. You are responsible for all sales, use, value-added, goods-and-services, withholding, and other taxes, duties, or governmental assessments associated with your subscription, other than taxes based on QUANTUM95 LLC's net income.

No Refund for Partial Periods. Except as expressly stated in Section 15 (Cancellation and Refund Policy) or as required by applicable law, fees paid are non-refundable on a pro-rata or partial-period basis.

14. Security Measures

QUANTUM95 LLC implements and maintains commercially reasonable administrative, technical, and physical safeguards designed to protect the Services and User data, including, without limitation: encryption in transit using industry-standard Transport Layer Security; encryption at rest of sensitive data; logical access controls based on the principle of least privilege; network segmentation, firewalls, and intrusion-detection and intrusion-prevention systems; secure development practices, code review, and dependency-vulnerability scanning; periodic third-party penetration testing; logging, monitoring, and alerting; employee security training and confidentiality obligations; vendor due diligence; and business-continuity and incident-response procedures.

Notwithstanding these measures, no method of transmission over the internet, no method of electronic storage, and no security control is one-hundred-percent secure, and we cannot guarantee absolute security. You are responsible for maintaining the security of your own devices, networks, and Credentials. In the event of a security incident that triggers a notification obligation under applicable law, we will notify affected Users in accordance with that law.

15. Cancellation and Refund Policy

How to Cancel. You may cancel your subscription at any time from your account: open the profile menu and select My profile, then manage or cancel your subscription from there. This is designed to be at least as easy to use as enrollment, consistent with ROSCA, the FTC's negative-option enforcement posture, and applicable state automatic-renewal laws. Cancellation is effective at the end of the then-current billing cycle; you will continue to have access to the Services through the end of the period for which you have already been charged, and you will not be charged for the next cycle. You may also contact us at support@anychats.ai if you encounter any technical difficulty cancelling.

Refunds — Trial. Because the Trial is offered at a substantially reduced price (US$1.00 total for seven days of access) and consumes Underlying Model resources from the moment of activation, the Trial fee is non-refundable except where required by applicable law (for example, the EU/UK statutory right of withdrawal for distance contracts, where applicable; in that case, you expressly request immediate provision of the Services and acknowledge that, by beginning to use the Services during the withdrawal period, you may lose your right of withdrawal once the Services have been fully performed, in accordance with Directive 2011/83/EU and equivalent UK regulations).

Refunds — Paid Plans. Recurring subscription fees are generally non-refundable. As a discretionary courtesy and not as a matter of contractual right, QUANTUM95 LLC may provide refunds or pro-rated credits in cases of (i) a documented billing error attributable to us, (ii) a substantial service outage attributable to us that materially impaired your ability to use the Services, or (iii) other circumstances we determine in our sole discretion. Refund requests should be submitted to support@anychats.ai within thirty (30) days of the relevant charge. Where applicable consumer-protection law provides any stronger refund right, that stronger right applies.

Chargebacks. Initiating a chargeback rather than first attempting to resolve a dispute through support@anychats.ai may result in immediate suspension or termination of your account, forfeiture of any remaining subscription period, and recovery by QUANTUM95 LLC of related fees and costs to the maximum extent permitted by law.

16. Prohibited Conduct

You agree that you will not, and will not attempt to, and will not assist or permit any third party to, use the Services to: (a) violate any law, regulation, or order of any jurisdiction, or any contract or right of any third party; (b) infringe or misappropriate any intellectual-property right; (c) generate, transmit, or facilitate child sexual abuse material ("CSAM") or content that sexually exploits or endangers minors; (d) generate non-consensual intimate imagery or "nudifier"-style content, deepfakes designed to deceive, or content that impersonates a real person without lawful basis; (e) harass, threaten, stalk, defame, or incite violence against any individual or group; (f) generate content that promotes self-harm, suicide, or eating disorders, except in a clearly safe, educational, or supportive context consistent with our safety guidelines; (g) plan, facilitate, or instruct on terrorism, mass violence, or the creation or use of weapons (including chemical, biological, radiological, nuclear, or cyber weapons); (h) generate or facilitate hate speech, racism, or unlawful discrimination on the basis of any protected characteristic; (i) commit or facilitate fraud, scams, phishing, spam, identity theft, account takeover, payment-card fraud, money laundering, or the evasion of sanctions; (j) generate malware, ransomware, viruses, exploits, or instructions for unlawfully gaining access to systems or data; (k) make automated decisions about individuals in matters that have legal or similarly significant effects without satisfying applicable AI, anti-discrimination, and data-protection laws; (l) provide professional advice (legal, medical, financial, tax, mental-health) to third parties as if it were issued or reviewed by a licensed professional; (m) reverse-engineer, probe, or test the Services for vulnerabilities, except under an authorized coordinated-disclosure program; (n) scrape, harvest, or extract Output for the purpose of training, evaluating, or improving a competing AI model or aggregator; (o) circumvent rate limits, content moderation, safety systems, account controls, or geographic restrictions; (p) use the Services in any safety-critical context where failure of the Services or inaccuracy of the Output could result in death, personal injury, or significant property damage; or (q) violate the acceptable-use, content, or other policies of any Underlying Model provider as those policies are extended to AnyChat.

Violation of this Section may result in immediate suspension or termination of your account, removal of offending content, reporting to law enforcement where required, and any other remedies available to us under law or equity. We may, but are not obligated to, monitor or review Content for compliance.

17. Content Policy

You are solely responsible for any prompts, files, links, attachments, images, audio, video, or other materials you submit to or generate through the Services (collectively, "Content"). You represent and warrant that you have all rights necessary to submit such Content and to permit QUANTUM95 LLC to process it as described in these Terms and our Privacy Policy. You must not submit Content that (i) is unlawful, infringing, defamatory, obscene, fraudulent, or otherwise prohibited by Section 16; (ii) contains malware or harmful code; (iii) contains personal information of any third party without a lawful basis to do so; or (iv) contains regulated data (including without limitation U.S. PHI subject to HIPAA, payment card data subject to PCI-DSS, government-classified information, or export-controlled technical data) that we have not expressly authorized you to submit.

We reserve the right (but assume no obligation) to review, block, filter, refuse to process, or remove any Content that we determine, in our sole discretion, violates these Terms, our policies, or applicable law, or that is otherwise objectionable. We may also flag, label, watermark, or otherwise modify AI-generated content to comply with applicable AI-transparency obligations. Shared Chats that you make publicly available may be indexed, cached, or further shared by third parties; you are responsible for any consequences of that sharing.

18. Indemnification

To the maximum extent permitted by applicable law, you agree to defend, indemnify, and hold harmless QUANTUM95 LLC, our affiliates, and our and their respective officers, directors, employees, agents, contractors, licensors, suppliers, successors, and assigns (collectively, the "Indemnitees"), from and against any and all claims, demands, suits, actions, proceedings, investigations, liabilities, damages, judgments, settlements, fines, penalties, losses, costs, and expenses (including reasonable attorneys' fees and litigation costs) (collectively, "Claims") arising out of or relating to: (a) your access to or use of the Services; (b) any Content or Output you submit, generate, publish, share, or otherwise use; (c) your violation of these Terms or any policy referenced herein; (d) your violation of any law or any right of any third party, including intellectual-property, privacy, publicity, defamation, or consumer-protection rights; (e) your gross negligence or willful misconduct; (f) any dispute between you and another User or any third party; or (g) your use of any Output for any safety-critical, regulated, or high-risk purpose.

We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will cooperate with us in asserting any available defenses. You will not settle any matter without our prior written consent if such settlement imposes any obligation or liability on any Indemnitee. This Section will survive termination of these Terms.

19. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL QUANTUM95 LLC, ITS AFFILIATES, OR ANY OF THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, CONTRACTORS, LICENSORS, OR SUPPLIERS BE LIABLE TO YOU OR TO ANY THIRD PARTY FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, BUSINESS, GOODWILL, REPUTATION, OPPORTUNITY, DATA, USE, OR ANTICIPATED SAVINGS, ARISING OUT OF OR RELATING TO THESE TERMS, THE SERVICES, ANY OUTPUT, OR ANY CONTENT, REGARDLESS OF THE LEGAL OR EQUITABLE THEORY (CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE) AND REGARDLESS OF WHETHER QUANTUM95 LLC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND EVEN IF A REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE AGGREGATE LIABILITY OF QUANTUM95 LLC AND ITS AFFILIATES TO YOU FOR ANY AND ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES, REGARDLESS OF THE FORM OF ACTION, SHALL NOT EXCEED THE GREATER OF (A) THE TOTAL AMOUNTS ACTUALLY PAID BY YOU TO QUANTUM95 LLC FOR THE SERVICES DURING THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS (US$100.00). THIS LIMITATION APPLIES IN THE AGGREGATE TO ALL CLAIMS AND IS NOT MULTIPLIED BY THE NUMBER OF CLAIMS OR THE NUMBER OF PERSONS BRINGING CLAIMS.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SO SOME OF THE ABOVE EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU; IN THOSE JURISDICTIONS, OUR LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW. NOTHING IN THESE TERMS LIMITS OR EXCLUDES LIABILITY FOR FRAUD, FRAUDULENT MISREPRESENTATION, DEATH OR PERSONAL INJURY CAUSED BY OUR NEGLIGENCE, OR ANY OTHER LIABILITY THAT CANNOT BE LIMITED OR EXCLUDED UNDER APPLICABLE LAW.

20. Medical Disclaimer

The Services are not a medical device, are not intended to diagnose, treat, cure, mitigate, or prevent any disease, and are not a substitute for professional medical advice, diagnosis, or treatment. Outputs that relate to health, medical conditions, medications, mental health, fitness, nutrition, dosing, or related topics are produced by general-purpose AI models without professional medical review and may be inaccurate, incomplete, or unsafe. ALWAYS SEEK THE ADVICE OF A QUALIFIED PHYSICIAN OR OTHER QUALIFIED HEALTH-CARE PROVIDER WITH ANY QUESTIONS YOU MAY HAVE REGARDING A MEDICAL CONDITION. NEVER DISREGARD PROFESSIONAL MEDICAL ADVICE OR DELAY IN SEEKING IT BECAUSE OF SOMETHING YOU HAVE READ IN OR RECEIVED FROM THE SERVICES. In a medical emergency, call your local emergency services immediately. The Services are not suitable for use by, or on behalf of, individuals in acute medical or mental-health crisis.

21. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICES, INCLUDING ALL OUTPUTS, FEATURES, AND CONTENT MADE AVAILABLE THROUGH THE SERVICES, ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITH ALL FAULTS, AND WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. QUANTUM95 LLC, ITS AFFILIATES, AND THEIR RESPECTIVE LICENSORS AND SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, QUIET ENJOYMENT, ACCURACY, SYSTEM INTEGRATION, AND ANY WARRANTY ARISING OUT OF ANY COURSE OF DEALING, COURSE OF PERFORMANCE, OR USAGE OF TRADE.

WITHOUT LIMITING THE FOREGOING, QUANTUM95 LLC DOES NOT WARRANT THAT (A) THE SERVICES WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS; (B) THE SERVICES WILL BE AVAILABLE ON AN UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE BASIS; (C) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (D) ANY OUTPUT IS ACCURATE, RELIABLE, COMPLETE, CURRENT, ORIGINAL, NON-INFRINGING, OR FIT FOR ANY PARTICULAR PURPOSE; (E) THE SERVICES OR ANY SERVERS OR NETWORKS ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (F) ANY UNDERLYING MODEL WILL CONTINUE TO BE AVAILABLE THROUGH THE SERVICES. ANY MATERIAL OBTAINED THROUGH USE OF THE SERVICES IS OBTAINED AT YOUR OWN DISCRETION AND RISK.

SOME JURISDICTIONS DO NOT ALLOW THE DISCLAIMER OF CERTAIN IMPLIED WARRANTIES, SO SOME OF THE ABOVE DISCLAIMERS MAY NOT APPLY TO YOU; IN THOSE JURISDICTIONS, OUR WARRANTIES ARE LIMITED TO THE MINIMUM SCOPE AND DURATION PERMITTED BY LAW.

22. Account Deletion

You may request deletion of your account at any time through the AnyChat Help Center at https://anychats.ai/help or by emailing support@anychats.ai. Upon receiving a verified deletion request, we will delete your account and the associated personal data within a reasonable period, except for information we are required or permitted by law to retain (such as transaction records, fraud-prevention records, security logs, and aggregated or de-identified data). Some residual copies may remain in encrypted backups for a limited period before being overwritten in the ordinary cycle, after which they will be irretrievably deleted or rendered de-identified.

Account deletion is irreversible; once your account is deleted, your conversations, Projects, Shared Chats, Group Chat memberships, settings, and any unused credits or Additional Packages are forfeited and cannot be recovered. You may also exercise data-protection rights described in our Privacy Policy.

23. Governing Law; Venue

These Terms, and any non-contractual obligations arising out of or in connection with them, shall be governed by and construed in accordance with the laws of the State of New Mexico, United States of America, without regard to its conflict-of-laws rules. Subject to the class-action waiver in Section 2, any action or proceeding arising out of or relating to these Terms or the Services that is not otherwise required to be resolved on an individual basis in arbitration or small-claims court shall be brought exclusively in the state or federal courts located in Bernalillo County, New Mexico, and each party irrevocably submits to the personal jurisdiction of those courts and waives any objection to venue, forum non conveniens, or inconvenient forum.

The United Nations Convention on Contracts for the International Sale of Goods does not apply. Where applicable consumer-protection law gives you a non-waivable right to bring proceedings in your country of residence or to have the law of your country of residence applied, this Section does not affect those rights.

24. Contact Us

For any questions, notices, or requests regarding these Terms, please contact us at support@anychats.ai or write to QUANTUM95 LLC at the address published on https://anychats.ai.